Your personal savings are one of the four building blocks of a financially secure retirement along with your company's retirement plan, your IRA and Social Security. The amounts you will receive from those last three sources are somewhat out of your control. Social Security benefits are based on your wages, your IRA contributions are limited and your employer's retirement plan may limit what you can contribute. However, you have complete control over your personal savings.
Determining exactly how much you need to save for retirement can be complicated. To do the perfect calculation, you need to know your level of expenses during retirement, your future tax rates, the future returns on your assets and ultimately how long you are going to live. With all these uncertainties, the thought of doing the calculation can be daunting.
Having More is
Better than Having Less
Saving Early and
Often is Under Your Control
Start Your Automatic
If you are not already using direct deposit for your paycheck, here is a Payroll Direct Deposit form to help you get started. You can also call a service representative at 800/723-7237 or email for more information.
Take Control of Your Financial Future
Articles from our library about retirement.
Learn more about how Forest Bluff Financial Services can help you reach your retirement goals.
Learn more about reaching all your financial goals.
Financial Foundation Center (for young adults)
Financial Tool Kit (for those working toward financial goals)
Kit de Herramientas Financieras (Spanish version of Financial Tool Kit)
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